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hat has the United Kingdom just done to itself, its people and the future of its youth? It is difficult to fully understand why a country in taking a decision about its future will decide on a false option that seems to negate long-term interests. And this, just because a total of 17.4 million people […]

I received a very thoughtful response to last week’s blog (about Dodd-Frank being the issue with the US seeing zero neobanks starting up) from two people: Nahum Goldmann and David Gerbino. Nahum and I have corresponded for some time about banking matters, and his email sparked various views in my mind. Here’s his view:  Chris […]Read More

Last week, I attended a great conference. No, it wasn’t the EBA Day; a couple of my colleagues were representing Celent there, and I heard it was very good as well. I was in Brussels, at the inaugural Payment Gateway Conference organised by PSE Consulting. It was a one-day event packed with great speakers presenting […]

The potential for the insurance industry to leverage connected technology and big data to create tailor-made policies for all is huge. However, while an exciting proposition, it risks creating a marginalised group of ‘uninsurables’. It no longer feels like the stuff of science fiction to imagine that one day insurers could create a ‘market of […]

During the 2016 Temenos Community Forum (TCF) in Barcelona, I sat down with digital banking thought leader Michal Panowicz, SVP and deputy head of digital banking at Nordea. Previously, Michal worked at mBank, a digital frontrunner ranked by Forrester Research as the No 1 online retail and SME bank in 2014. Michal, thanks so much […]

In the latest BIGcast, I talk to Julian Ranger, chairman and founder of digi.me. This is a company that provides technology that enables consumers to gather their personal data and share it with businesses on their own terms. We will introduce digi.me and talk about the philosophy behind it, how it works, and how it allows people to control their personal data by […]Read More

Hosted by the European Banking Association and Finextra, EBAday attracts payments professionals from leading financial institutions and technology providers. This year’s event was held in Milan, with the theme ‘A Brave New World for Payments’. Sessions focused on the dilemma facing the payments industry – enhancing existing payment models while preparing for alternative payments and […]

I’ve had a few meetings with folks at the White House over the past 18 months, which has been an honour and not something I felt I should blog about. The National Economic Council woke up to the fintech world early last year and has been consulting with many in the fintech ecosystem. The latest meeting […]

In this episode of Around the Coin, Brian and I discuss the news of Viv Labs launching publicly, and the representative revolution in AI this represents when we consider the wider implications of voice recognition technology. The core of the discussion stems from the ideas of exformation (information subconsciously filtered out to give you a seamless perception […]

Following on from my previous post, the second White House panel discussion focused on small business funding, an area close to my heart because it’s an area that has exploded with opportunity thanks to fintech. I often reflect that fintech isn’t disrupting or destroying banking, but that fintech is augmenting banking by serving markets previously […]

Just to mop up the final discussions at the White House #FinTech summit, there was a fourth panel on financial inclusion. This panel comprised, from left to right: l to r: Gayle Smith (USAID), Jo Ann Barefoot (Harvard Kennedy School), Greta Bull (CGAP), Ryan Falvey (Center for Financial Services Innovation), Franz Paasche (PayPal) and Vikas […]

To rioting Venezuelans and militant Nigerians, the oil market can add another group of malcontents: Brexiteers. The first thing to say about how Britain’s decision to leave the EU will impact oil prices, beyond what you can see on your screen right now, is that nobody has a clue. We’re in “here be dragons” territory. […]Read More