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Following a year of Nigeria’s President Muhammadu Buhari insisting against better advice to liberalize the naira and permit market forces to determine its value, the president has finally approved that CBN relax the rules on forex in the country. This means an instant devaluation of the country’s currency, the naira. The president had Monday, hinted, […]

The government of the United States has accused Nigerian lawmakers of inappropriate behaviour during a recent trip the lawmakers took to the United States. A team of ten Nigerian lawmakers visited Cleveland, Ohio for the International Visitor Leadership Programme on good governance which held  between April 7 and 13, 2016. In a letter to Mr. Yakubu […]

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Fascism Is Rising in the U.S. And Europe…and Donald Trump Is the Face of It In the past, what Trump’s been shilling would’ve been soundly rejected — the fact that it’s not now is terrifying. By Fedja Buric / Salon June 12, 2016     Print 107 COMMENTS   LAS VEGAS NEVADA, DECEMBER 14, 2015: Republican presidential candidate […]Read More

Samsung GroupMultinational conglomerate companySamsung is a South Korean multinational conglomerate company headquartered in Samsung Town, Seoul. It comprises numerous subsidiaries and affiliated businesses, most of them united under the Samsung brand, and is the largest South Korean chaebol. WikipediaCustomer service: 0800 726 7864Founder: Lee Byung-chulFounded: March 1, 1938, Daegu, South KoreaHeadquarters: Seoul, South KoreaRevenue: 305 […]

Chinese mass affluent consumers are increasingly opting to use peer-to-peer (P2P) platforms. The country’s banks should embrace this shift by forming partnerships with P2P lenders. In doing so, they can open up new revenue streams. China’s P2P lending sector has experienced rapid growth in recent years, with 2,600 platforms by the end of 2015. The […]Read More

I finished my last post with the closing line, ‘Fintech disruption is dead. Long live fintech’. I want to try to go further with this. The fintech wave has begun its phase of consolidation, and many doubtful voices question the sustainability of fintech startup business models. This may seem to superficial eyes as a potential setback […]

In the past three years, 100 million people have opened bank accounts for the first time in Africa. In China, there are 500 million people who are ‘newly banked’. In India, 187 million new accounts were opened in just one year on a governmental scheme. In the UK, around 100,000 people came into the banking […]

In this episode of Breaking Banks, I host one of the leaders in global technology revolution, David Orban. David is a fierce proponent of financial and government transparency. He is founder/trustee of Network Society Ventures. He is also: – a member and adviser at Singularity University– an adviser at Dotsub (former CEO)– the founder of Dotwords– the founder of Axelera– a […]Read More

I just attended a really interesting two-day meeting that covered all things blockchain, regulations, innovation and more. I’ll blog about the bits I can in the next few days, and thought I’d start with an overview of the Financial Conduct Authority’s (FCA) Regulatory Sandbox and Project Innovate. The Regulatory Sandbox was announced at Innovate Finance […]Read More

Telephone banking has fallen among Australians, and banks need to invest in the channel or risk clients increasing their use of more costly options such as branches. Biometric voice authentication will help make telephone banking more accessible. Citibank has announced it is rolling out biometric voice authentication across its Asia Pacific client base, including Australia, […]

Friday’s blog was all about bank innovation labs and structures. It’s a serious and committed undertaking this time around, with many experimentations and proofs of concept taking place, especially around blockchain. Great. The thing is that, as I walk into these hallowed places of bank-sponsored creation, it feels like a very formal version of a […]